What are the most expensive costs in Turkey?

The most expensive costs in Turkey are housing, especially in major cities like Istanbul, Izmir, and Ankara. Rent in these areas can easily consume 30-40% of your monthly budget. For example, a decent 1-bedroom apartment in central Istanbul averages around $500-$800 USD per month. Beyond housing, dining out frequently can add up. While local eateries offer great value, tourist-oriented restaurants can be comparable to Western prices. Transportation is another significant expense, particularly if you rely on private cars due to high fuel costs (around $1.20-$1.50 USD per liter). Healthcare, if not covered by public insurance (SGK), can also be a major cost. Private health insurance can range from $300-$1000 USD annually depending on coverage. Groceries and utilities, however, tend to be more affordable and predictable compared to many Western countries. To manage costs, consider living slightly outside city centers for cheaper rent and cooking at home more often.