NLVNet Life Value
Net Life Value — 36 countries, real data

Where does your salary
go furthest?

One score combining real take-home pay, cost of living, and quality of life. No estimates — real tax brackets, real prices.

$6.50latte in Zurich vs$3.50in Bangkok — NLV captures that.

Calculate Your NLV →Rankings at $75K →
The answer changes with your salary
$50K/year
🥇🇦🇪United Arab Emirates81
🥈🇹🇭Thailand78
🥉🇻🇳Vietnam75
$75K/year
🥇🇦🇪United Arab Emirates87
🥈🇰🇷South Korea81
🥉🇸🇬Singapore80
$100K/year
🥇🇦🇪United Arab Emirates87
🥈🇵🇹Portugal83
🥉🇪🇸Spain82
$150K/year
🥇🇦🇪United Arab Emirates87
🥈🇵🇹Portugal84
🥉🇪🇸Spain82
$200K/year
🥇🇦🇪United Arab Emirates87
🥈🇵🇹Portugal84
🥉🇪🇸Spain82
Illustration for US Visa Bond: Barrier, Not Bridge, for 50 Nations
Fresh analysis

US Visa Bond: Barrier, Not Bridge, for 50 Nations

The permanent US visa bond program, raising bonds to $20,000, looks more like a financial deterrent than a targeted overstay solution.

Read analysis
38 cities, real data

Explore by City

NLV varies within a country. Rent in Paris is 54% above the French average. We measure that.

🇵🇹
Lisbon
Portugal
74NLV
High cost
🇬🇧
London
United Kingdom
56NLV
High cost
🇹🇭
Bangkok
Thailand
79NLV
High cost
🇪🇸
Barcelona
Spain
77NLV
Average cost
🇩🇪
Berlin
Germany
65NLV
Average cost
🇯🇵
Tokyo
Japan
66NLV
Average cost
🇵🇹
Porto
Portugal
81NLV
Average cost
🇳🇱
Amsterdam
Netherlands
63NLV
High cost
🇫🇷
Paris
France
62NLV
High cost
🇺🇸
New York
United States
55NLV
High cost
🇦🇺
Sydney
Australia
66NLV
Average cost
🇨🇦
Toronto
Canada
65NLV
Average cost
🇨🇭
Zurich
Switzerland
59NLV
Average cost
🇿🇦
Cape Town
South Africa
68NLV
High cost
🇫🇷
Lyon
France
69NLV
Average cost
🇩🇪
Munich
Germany
62NLV
Average cost
See all 38 cities →
Methodology

How NLV Works

Geometric mean of two pillars. A country can't mask a weak area.

50%

Economic Power

Your net income after taxes, adjusted for local prices and rent. Real tax engine for 30 countries.

Tax bracketsPPP adjustedRent index
50%

Quality of Life

Safety, healthcare, climate, internet, cost of living. Five dimensions from official sources.

WHOOECDWorld BankUNODC
NLV= √( Economic Power × Quality of Life )

Full methodology →

Explore

Popular Moves

Full relocation analysis: taxes, prices, QoL, and salary equivalent.

🇬🇧→🇦🇪UK to Dubai🇺🇸→🇵🇹US to Portugal🇫🇷→🇨🇭France to Switzerland🇬🇧→🇪🇸UK to Spain🇺🇸→🇸🇬US to Singapore🇩🇪→🇳🇱Germany to Netherlands🇨🇦→🇵🇹Canada to Portugal🇦🇺→🇹🇭Australia to Thailand
Coverage

36 Countries

🇺🇸United States🇬🇧United Kingdom🇫🇷France🇩🇪Germany🇪🇸Spain🇵🇹Portugal🇮🇹Italy🇳🇱Netherlands🇨🇦Canada🇦🇺Australia🇯🇵Japan🇰🇷South Korea🇧🇷Brazil🇲🇽Mexico🇮🇳India🇦🇪United Arab Emirates🇸🇬Singapore🇹🇭Thailand🇵🇱Poland🇳🇿New Zealand🇮🇪Ireland🇨🇭Switzerland🇿🇦South Africa🇭🇰Hong Kong🇧🇪Belgium🇸🇪Sweden🇳🇴Norway🇩🇰Denmark🇪🇪Estonia🇮🇱Israel🇻🇳Vietnam🇨🇿Czech Republic🇬🇷Greece🇹🇷Turkey🇦🇷Argentina🇨🇱Chile🇨🇴Colombia
Tools

Everything You Need

Move Planner

Side-by-side analysis of two countries: taxes, prices, quality of life, and what salary to ask for.

Plan a move

NLV Calculator

Enter your salary. We rank 23 countries by Net Life Value — purchasing power and quality of life in one score.

Calculate yours

Crypto Tax Calculator

Compare crypto capital gains tax across 30 countries — 0% havens, 12-month exemptions, flat rates.

Compare crypto tax

Real Price Index

30 everyday products — Big Mac, iPhone, Netflix, gasoline — priced in 36 countries.

See prices
Insight

Where remote workers keep the most

Crypto

Crypto tax-free countries 2026

Visas

Digital Nomad Visas compared

Report

NLV Index 2026

Data fromWorld BankWHOOECDIRSHMRCDGFiP+24 tax authorities →