What are the most expensive costs in Belgium?

The most expensive costs in Belgium are housing, taxes, and dining out. Housing, particularly in cities like Brussels or Antwerp, can easily consume 30-40% of your income. A decent 1-bedroom apartment in central Brussels averages €900-€1,200/month. Belgium's progressive income tax system is also a major expense. Rates climb quickly, reaching 50% for income over €46,440. Combined with social security contributions, your effective tax rate can be substantial, impacting your net earnings significantly. Eating out is another budget drain. A casual dinner for two with drinks often runs €50-€70. Groceries are more reasonable, with a monthly bill for one person around €200-€300. Utilities, including internet, average about €150-€200 per month. Healthcare is generally affordable if you're covered by the public system, but private insurance can add to your costs. Transportation is efficient but not cheap, with a monthly public transport pass in Brussels costing around €50. To manage expenses, prioritize living outside the immediate city center, cook more at home, and understand your tax obligations fully.