What are the most expensive costs in Greece?

The most expensive costs in Greece are housing, particularly in major cities, and income tax. Housing in Athens or Thessaloniki can easily consume 30-40% of your budget, with a one-bedroom apartment in the city center averaging €500-€700 per month. Outside these hubs, prices drop significantly; a similar apartment in a smaller town might be €300-€400. Income tax rates are progressive and can be quite high, starting at 9% for income up to €10,000 and climbing to 44% for income over €40,000. This means a substantial portion of your earnings goes to the state. Dining out, while enjoyable, adds up; a meal for two at a mid-range restaurant is around €30-€40. While groceries are generally affordable, private healthcare can be a concern if you don't qualify for public insurance (EHIC or Greek social security). A private doctor's visit is typically €40-€60. Transportation costs vary; public transport in Athens is €1.20 for a single ticket, but owning a car comes with high fuel prices and road taxes. To manage expenses, prioritize living outside the main cities if possible and understand your tax obligations upfront.