What is the average monthly cost of living in Austin?

Updated May 2026· By Net Life Value Editorial

AI Answer
The average monthly cost of living in Austin, excluding rent, for a single person is around $1,050. This covers groceries, utilities, transportation, and miscellaneous costs. Groceries typically run about $350-$450 per month. Utilities, including electricity, water, internet, and trash, average $200-$250. Austin’s electricity rates can be higher in the summer due to AC use. Transportation costs vary, but expect $100-$150 if you rely on public transit or occasional rideshares. Owning a car adds insurance, gas, and parking, pushing that closer to $300-$500 monthly. Miscellaneous expenses like entertainment, personal care, and dining out can easily add another $200-$300. Factor in Texas’s 0% state income tax, which helps offset some costs, but be mindful of property taxes if you plan to buy. Austin’s cost of living is 30% higher than the national average, making budgeting essential.