Is United Kingdom expensive to live in?

Yes, the United Kingdom can be expensive, but it's often comparable to the US, not necessarily more so. Our Net Life Value index shows the UK at 97 (US = 100) for everyday goods and services, meaning things like groceries and utilities are slightly cheaper than in the United States. Housing is a major factor. While a 1-bedroom apartment in London averages around £1,900/month, similar properties in Manchester or Birmingham are closer to £900-£1,200. This is similar to the range you'd find between, say, New York City and a mid-sized US city. Taxes are a consideration. The basic income tax rate is 20% on earnings up to £50,270, rising to 40% for higher earners. For comparison, the US federal income tax ranges from 10% to 37%. While healthcare is largely covered by the NHS, you'll still pay National Insurance contributions. Overall, the UK offers a good quality of life (scoring 72/100 on our index), but your budget will stretch much further outside of London. Consider cities like Edinburgh or Bristol for a better balance of cost and lifestyle.