Is Amsterdam expensive?

Yes, Amsterdam is expensive, especially compared to the rest of the Netherlands. While the national average cost of living is a 1.0x multiplier, Amsterdam sits at 1.10x, meaning your money stretches about 10% less here than elsewhere in the country. Housing is the biggest factor. A 1-bedroom apartment in the city center can easily run €1,500-€2,000 per month. Outside the center, you might find something for €1,200-€1,600. For comparison, in a city like Utrecht, a similar apartment could be €1,000-€1,400. Groceries and dining out also add up. Expect to pay around €300-€400 per month for groceries for one person. A meal at a mid-range restaurant costs €25-€40 per person. Public transport is efficient but not cheap, with a monthly pass around €90. Your income will also be subject to Dutch income tax, which can be progressive, reaching up to 49.5% for higher earners. Overall, to live comfortably in Amsterdam, you're looking at a monthly budget of at least €2,500-€3,500 after taxes, depending on your lifestyle. Consider exploring cities like Rotterdam or The Hague if you want a Dutch experience with a slightly lower price tag.