Can I live cheaply in United States?
Updated May 2026· By Net Life Value Editorial
AI Answer
Yes, living cheaply in the United States is possible, but it requires strategic choices. Our Net Life Value data shows the US has a high Cost of Living Index (70.6), but this varies wildly by location.
For example, a one-bedroom apartment in Manhattan could easily be $4,000/month, while in a smaller city like Wichita, Kansas, it might be $800. Income tax rates also vary, from 0% in states like Florida and Texas to over 13% in California for high earners. Sales tax adds another layer, ranging from 0% in Oregon to over 7% in some states.
To keep costs down, prioritize affordable neighborhoods outside major coastal cities. Cook at home; groceries for one person might be $300-$400/month. Utilize public transport where available or choose areas where walking/biking is feasible, as car ownership (insurance, gas, maintenance) adds significant expense.
Focus on states with lower income and property taxes, and research specific cities known for affordability.